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Freelancer Net Pay Calculator (PKR) — Upwork, Fiverr & Payoneer Fees

Calculate what you actually keep in PKR after Upwork or Fiverr fees, withdrawal charges and Payoneer conversion margin, then generate a printable invoice in USD with a PKR equivalent.

Freelancer Net Pay Calculator

Edit every fee — rates change. These are starting defaults, not guarantees.

Client pays you (USD)

Platform

Platform fee (%)

Withdrawal fee (USD)

Conversion margin (%)

Exchange rate (1 USD = PKR)

Invoice Generator

Your name / business

Client name

Payment method

Payment details

Service description

Quantity

Rate (USD)

Tax (%)

Discount (USD)

To save as PDF, use your browser Print > Save as PDF. No data is sent anywhere — this runs in your browser.

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✨ Key Capabilities

Upwork 10% and Fiverr 20% presets, with fully editable fees
Withdrawal fee and conversion margin shown as separate deductions
Live PKR conversion at a rate you can change
Invoice generator with JazzCash, Easypaisa, Payoneer, bank and Wise payment details
Print to PDF from your browser, no sign-up and no data sent to a server

📖 How to Use the Freelancer Net Pay Calculator (PKR) — Upwork, Fiverr & Payoneer Fees

Enter the amount your client pays you in USD.
Choose your platform preset, then adjust the fee, withdrawal charge, conversion margin and exchange rate if needed.
Click Calculate Net Pay to see the full fee breakdown and your PKR take-home.
Use the invoice section to add items, tax and discount, then print or save as PDF.

❓ Frequently Asked Questions

Why is my net pay much lower than what the client paid?

Your pay passes through several layers: the platform fee first, then a fixed withdrawal fee, then a conversion margin when USD is changed to PKR. This calculator shows each layer separately so you can see exactly where the money goes.

Are the fees and exchange rate guaranteed?

No. Platform fees, withdrawal charges and bank conversion rates change. Treat the defaults as starting points and always check your actual withdrawal screen before quoting a client.